Terms of Service
Last updated: 10 July 2025

Welcome to NkhokwePlus. By using our application, you agree to these terms. Please read them carefully.

1. Your Account

You are responsible for safeguarding your account and for any activities or actions under your account. You agree to provide us with accurate information and to keep it updated.

2. Group Data and Content

You and your group members are responsible for the content and data you input into NkhokwePlus, including member information, contributions, and loan details. You retain ownership of your data. NkhokwePlus acts as a record-keeping service only and does not handle, process, or hold any of your group's actual financial assets.

3. Data Privacy and Security

We are committed to protecting your privacy and securing your data. We will not sell, rent, or expose your personal or financial data to third parties without your explicit consent, except as required by law. We implement industry-standard security measures to protect your information from unauthorized access.

4. Acceptable Use

You agree not to use the service for any illegal or unauthorized purpose. You agree to comply with all local laws regarding online conduct and acceptable content.

5. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.